If you are a migrant worker in New Zealand, you will not be eligible for public health care. This means you must rely on private healthcare options or travel insurance.
It is strongly advisable to get travel insurance before leaving your home country. This will ensure that you are covered in the event of an accident or illness.
Private healthcare options in New Zealand can be expensive. However, there are several ways to reduce the cost of your healthcare.
One way to reduce the cost of your healthcare is to join a group health insurance scheme. These schemes allow you to pool your resources with other members, which helps to lower the overall cost. Provided you are eligible for the same.
Make sure you understand the cover you are getting before you buy a policy. It would help if you prioritized Things like diseases and the amount of daycare covered should be prioritized. You should also make sure that you are aware of any exclusions that may be in place. For example, some policies will not cover you if you have a pre-existing medical condition.
It is essential to compare a range of different policies before you decide which one is right for you. Use an online comparison tool to get quotes from a range of insurers.
When you are comparing policies, make sure that you look at the excess that you will have to pay. This is the amount of money you will have to pay for any claims you make. The higher the excess, the lower the premium will be.
Yes. Our team of experienced advisers can help you to compare a range of policies and find the right one for your needs. We can also help you understand the cover you are getting and answer any questions you may have. Please remember that we are not insurance agents and can only point you in the right direction.
Get in touch with us today to find out more about our services.